Why Insurance in Isolation Just Isn’t Enough

Other advisers sell insurance with generic templates and a disclaimer telling clients to seek their own legal advice.

At ContinuityPoint, we think that’s backwards.

If you’re protecting a business, a legacy, or your family’s financial security, you don’t need generic paperwork and caveats. You need joined-up thinking and documents that are built around your circumstances, not a tick-box template.

That’s why we don’t do insurance in isolation. We provide a fully integrated, professionally drafted solution that includes everything from trust structures and shareholder agreements to wills and business powers of attorney, all written specifically for you.

Generic Isn’t Good Enough

Other advisers rely on insurer-issued cross-option and shareholder agreements. These are templates, standardised, impersonal, and full of legal ambiguity. So clients are told to “seek independent legal advice” before signing them, often without understanding what’s missing or how much extra it might cost to fix.

At ContinuityPoint, we don’t outsource clarity. While others rely on generic insurer templates and ask clients to find their own solicitor, we deliver a seamless service where the legal documents — including cross-option agreements, shareholder agreements, wills, and powers of attorney — are professionally drafted for your specific needs, as part of the same joined-up process.

The result? No friction, no duplication, and no disconnect between the insurance and the legal structure that makes it work.

We Build a Plan — Not Just a Policy

We start with your goals: protecting your business, your wealth, and your family. Then we design a plan that aligns insurance with the right legal framework so nothing is left exposed:

• Business succession planning that ensures control stays with the right people - and cash goes to the right hands — without delays, disputes or tax traps.

  
  

• Shareholder protection agreements that aren’t just drafted, but integrated with the funding mechanism, removing the need for third-party solicitors to ‘make it work’.

  
  

• Asset protection using trusts that safeguard inheritance from divorce, care fees, or creditor claims.

  
  

• Estate planning services including Wills, Lasting Powers of Attorney, and Business LPAs, all part of the same joined-up approach.

You’re Not Buying a Policy — You’re Building a Safety Net

With ContinuityPoint, protection isn’t a product. It’s a structure. And it’s built to last.

We work directly with legal and tax specialists to deliver a solution that’s bespoke, integrated, and fully aligned with everything else that matters in your financial world.

If you’re serious about protecting your business and your legacy, don’t settle for a disclaimer and a template.